Sad day in the neighborhood

28 Jan

I know that God is sovereign and good. He is able and willing to provide for His children and He does provide. So I’m trying to not be too upset.

But Travis and I balanced our budget the other night, refiguring how much money we need for all of our different categories so that we can start putting $500 in savings every month for buying a house. As we looked at the budget, we started to realize that maybe buying a house this spring/summer isn’t possible for us. Well, it’s possible if we don’t want to put much or any down and we want a higher interest rate on our mortgage (turns out my credit might not be so hot because of stupid mistakes I made in college). We might just have to move into another apartment in Arvada/Wheat Ridge. At least that way, we would be closer to work and our friends, even if it’s still not a permanent residence.

Adding insult to injury, Travis found out this morning that our car loan was denied. “What?!?!?” I said. The guy at the bank did NOT say that this happening was even a possibility. He said that we had been approved for “x” at y% for a 2000 or older and approved for “z” at q% for a 2001 or newer. We were buying a 2001 so we thought we were good to go. Nope! I guess the bank sends some paperwork to someone else saying “We’re going to give these people this much money. Okay?” To which those people said, “NOT okay!” Travis said that the guy at the bank resubmitted the loan request, trying to appeal the denial. We find out this afternoon what happens.

God is sovereign and if He wants us to get this car, we will get it–of that I am sure. And if we don’t get the car, I have to trust that God knows what He is doing by not letting us have a car. He’s working something out and it is positively for our good and joy in Him. It just makes me a little frustrated at myself because I’M the reason why we’re having this trouble. I paid my car loan late just one time but it’s still a “discrepancy” in the eyes of the lenders. And since the car we want to buy is “borderline,” meaning it is right on the cutoff between the loan rates and amounts, the lenders denied it.

I’m praying every minute that God is delighting to give us the Pathfinder… it would be so amazing to have 2 cars again!

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